Millions of consumers play the insurance game but don't know how to win. Now Ralph Nader, internationally renowned consumer advocate, and attorney Wesley J. Smith have joined forces to show you how to beat the insurance companies at their own game. In Winning the Insurance Game, Nader and Smith walk you through complex laws and fine print, alerting you to the loopholes and clarifying the world of insurance. In this groundbreaking book, newly revised and updated to include the latest information, they help put an end to unnecessary spending by offering hundreds of practical tips. Learn six steps to lowering your automobile insurance premium, how to choose a good HMO or PPO health plan, and what insurance you should never buy. Before you buy any insurance, read this book. It can save you money and help to ensure that you get the coverage you really need.