Getting a life do-over in the small theater town of Ashland, Oregon, has suited lawyer Julie Payne to a T. After ten years in the Portland prosecutor's office, she's enjoying her new, easy lifestyle, and she's not looking for any complications. Trace Watkins comes to town seeking the same refuge from life as a big city banker. A new job might make Ashland his permanent address, and he likes what he sees of the place, especially when he meets Julie one hot Halloween night. The sparks fly instantly between the costumed couple, and Julie and Trace waste no time connecting beneath the sheets while literally hiding behind their masks. But when the holiday hook-up ends, their real identities present a serious snag: Trace manages the bank Julie happens to be suing. The only way they can turn this trick into a treat is if both of them are willing to face their pasts and finally bury the skeletons in their closets. Sensuality Level: Sensual