Sarah Green is the Law Commissioner for Commercial and Common Law at the Law Commission of England and Wales. Prior to that, she was Professor of Private Law at the University of Bristol, Professor of the Law of Obligations at the University of Oxford and a lecturer at the University of Birmingham. She has written two books about specific elements of tort law, and has also published on a variety of other topics including virtual currencies, blockchain issues surrounding intermediated securities, smart contracts, sale of goods law as applicable to digitised assets, and wage theft. Jodi Gardner is a University Lecturer in Private Law at the University of Cambridge, and a Fellow of St John’s College. She is also a Senior Adjunct Research Fellow at the Centre for Banking & Finance Law, National University of Singapore. Jodi’s research is primarily focused on the intersection between private law and social policy. She is written on a variety of different topics in this area including the regulation of high-cost credit contracts, the impact of austerity measures, the effect of open banking on financial exclusion, online auctions, and concurrent liability in tort and contract.