What is your ultimate goal in life? To own a home, a comfortable car, settle your kids, get a farm at the countryside and enjoy your early retirement? This goal is pretty common for almost 80% of people living in this planet with a hope to retire like a pro and cherish what life has bestowed to them. But the sad truth is that not many are able to fulfill their dream of retiring early in life. In most of the first world countries, the average retirement age of an individual is 55 and in developing countries the retirement age of an individual is actually 65. In an average lifespan of about 65-70 years if you retire at the age of 55 or 65 then what else other than health issues you will have in your retirement? This fact is the ultimate reason that pushed me to write this book for others like me who aspire to retire at their 40's. Be it 41 or 49, retiring at 40's is a sheer bliss. With your financials well planned, your health is in check also with a life partner to spend the happy days, your retirement can be happier if you follow the real-time advise I have provided in this book. I retired at my mid-forties and I am in my sixties today enjoying a happy retirement. My friends, those whom I meet at a food joint or at the park suggest me to write my advice in the form of a book that may help many youngsters to plan a retirement idea which is practical.