The idea emerged after the culmination of many meetings with prospects and clients with concerns for their financial future and security. Security and uncertainty are fundamentally opposites but always seemed conjoined regarding long term savings. Having a fulfilling retirement never seemed guaranteed. Thus, The U Account was constructed to eliminate the doubt that your time and money wouldn't reach its max potential so that you can live your life in stride. Experience the who, what, where, when, and why, but most importantly the HOW. Following Richard's perspective, you will learn not only about the current finance system, but also its origins in history, with contextual biblical scriptures throughout the book! The U Account book was not only built to inform, but also as a call to action. It will give you the details on how to take control of your finances, and prep you for creating your very own U Account! If you feel there's something off with the current financial system, or that there must be a better way to save, grow, and utilize your money, this is the book for U! Richard N Steady is a man who has witnessed a pattern within the personal finance space across the country for over a decade. The same concerns and frustrations of "not saving enough" or regarding the limitations and volatility on traditionally pushed strategies regarding the market. This ultimately pushed him to become a published author, to spread his method, and reduce the number of Americans suffering from the uncertainty that they aren't sufficient enough to live comfortably.