Understanding how Credit works and the impacts that it can have on a person's future is essential in today's times. The Key To Understanding Credit is your guidebook on navigating the do's and don'ts when it comes to utilizing credit and the best practices that will allow you to avoid the pitfalls that so many people suffer from today. This book will give you a basic understanding about the use of credit and how important it is to your financial future. Using this financial knowledge will help you with making good, common-sense choices. It will set you on the right financial path to saving thousands of dollars over a lifetime. As you begin your financial journey through life, this easy-to-understand book will help you to develop your own basic financial skills and enable you to use your credit smarter, ultimately making you stop and think before making a financial choice. It should lead you to seek out more information on all the types of credit and financing that is available to you. There is a glossary in the back of the book to define the key terms used in credit and money transactions. I hope you will find this book enjoyable and informative. There are many examples of credit applications, credit card bills, budgets, interest rate charts, and other great tools to help you become familiar with them. Good luck in your financial future!