FATE - Fate is made of choices of freewill that matter spirit executes during its interaction in environment from infant-toddler-teen-adult-old age. The choice of action with reaction or response is termed as fate of person (matter spirit). The karmic action accumulate as matter spirit keeps moving from infant to old age the final destiny of person is sum of karmic actions that can be performed by matter spirit in environment. The karmic actions have influence of other matter spirits or persons in environment that are often termed as freewill or choice person hold in moving towards destiny. DESTINY - The destiny is summation of all karmic action or choices executed with interaction of matter spirit (persons) in environment and other bindings with other matter spirits (persons) for life formations from birth to death.