In America and most countries, economics has not yet become a required subject in high school or college, so the average person might be fairly clueless as to how to manage and spend your money intelligently when you're out in the real world for the first time. Regardless of your economic situation, getting your personal finance in order is a good thing to do at any time of year, no matter when you do begin. To help you get started, this book will focus on the 50 most important money management, budgeting and money saving tips and break it down in the most simple steps possible. Be prepared to feel at ease once you your money is in order, and you focus on the more important things in life knowing you will be financially ready for when hard times arrive.