"Neo Affair: The Emergence of Digital-Only Banks" provides an opportunity for readers to dive into the intricate world of digital banking and the leading-edge technology that underpins it. From APIs to cloud computing, mobile payments, and beyond, this comprehensive guide demystifies the revolution in financial services spurred on by rapid technological advancements. Explore phenomenon's like Starling Bank and Monzo that mark the advent of API-based digital banks, then step into the world of cloud computing, unlocking the secrets to its scalability, flexibility and cost-effective transformations in the banking sector. Discover the new breed of convenient, intuitive mobile payments that are making banking seamless. Get to grips with peer-to-peer platforms, shaking the foundation of how we think of lending and investment. Readers can navigate the risk-laden landscape of financial services through an in-depth exploration of RegTech and its emerging role in banking. Many may stereotype banking as traditional, even old-fashioned. This book shatters that stereotype with an immersive look at Neobanking, examining how it differs from traditional banks, highlighting critical players in the industry, and demystifying safety issues involved. The essential subject is about evolving banking experiences with the rise of wearable tech and its intersection with FinTech, a step towards our financial future. Each section is complete with real-world case studies and thought-provoking discussions on future trends, both expected and possible, in these technologies. Whether you are a banking enthusiast, experienced disruptor or someone yearning for knowledge in the realm of digital-only banks, this book has you covered. Jump on board for this intriguing journey into the heart of today's spirited banking revolution: The Neo Affair.