Ihsan Ugur Delikanli served as CEO and Chairman of the Board of Directors of the Black Sea Trade and Development Bank (BSTDB, a Multilateral Development Bank, based in Greece) from 2014-2018. His experience includes various senior banking positions, e.g. Executive Vice President at an investment bank, Vice Chairman and Head of Department at the Banking Regulation and Supervision Agency of Turkey, member of the Turkish Accounting Standards Board and representative at the Basel Committee on Banking Supervision. He holds an MBA in Financial Management from University of Exeter, UK, and PhD in Accounting and Finance from Baskent University, Ankara, Turkey. Todor Dimitrov has worked as Head of the Independent Evaluation Office of the Black Sea Trade and Development Bank since 2000. He has 30 years of experience in international development and evaluation, covering a wide range countries, sectors and institutions including the European Commission, the World Bank, think tanks, etc. He holds an MA degree in Economics from the University of the State of New York, USA.  Roena Agolli completed a cooperation as a Guest Researcher with the Independent Evaluation Office of the Black Sea Trade and Development Bank. Previously, she has been a research scholarship holder at the University of Sheffield, UK, and has served as a research assistant at the International Faculty of the University of Sheffield-CITY College, Greece. She specializes in banking and finance.