This book was written and developed to help individuals in the area of investing. After speaking and presenting to thousands of people, both locally and internationally, the confusing issues around investing became obvious. The book's design and content came from the necessity to first define and analyse the various categories of investment, and then to clarify which were Asset Appreciation based and which were Cash Flow based. This enables the individual to first appreciate which investments are actually relevant, rather than focusing on whether an investment is good or bad. The book assists you with your investments by covering different strategies within the various investment sectors, and referencing them to the economy clock. The book emphasises the need to be financially educated, and helps to develop the skills to dissect investments, so as to clearly define the risk and the relevance to you.