Rachel Cruze is a two-time #1 national bestselling author, financial expert, host of The Rachel Cruze Show and co-host of Smart Money Happy Hour. Since 2010, Rachel has served at Ramsey Solutions, where she teaches people how to avoid debt, budget and win with money at any stage in life. She's an energetic and thought-provoking speaker and has been speaking to audiences as large as 10,000 since the age of 15 when she began making appearances with her father, Dave Ramsey. She has appeared on Good Morning America, Today, Live With Kelly and Ryan, CNN Tonight, Fox and Friends and the Rachael Ray Show and has been featured in the Woman's Day, Success and Real Simple magazines. Rachel believes it's possible for anyone to turn around their finances, win with money, and build a life they love. Rachel and her family reside in Franklin, Tennessee. Lauren Gallegos has illustrated over 30 books for children with a continued desire to see how her work will impact the young minds of our future. She loves to create worlds to escape into and characters we want to know and understand. Some of her recent, notable books are American Girl: Time for School by Little Golden Books, You Will Always Belong by Penguin Random House, and Baa, Baa, Tap Sheep by Sleeping Bear Press. You can see more of her work at laurengallegos.com. Lauren and her family reside in La Mirada, California.