A company buyout resulting in a layoff left F. Todd Schwendiman soul-searching on how to move forward. The day he received the news, he sat in his car, not knowing what to do. Then, after consulting his wife, he drove to his parents' home for advice. Todd's subsequent conversation with his father contributed to a career change within the financial industry. Todd realized he could help people with retirement planning. He could associate clients with their unique ambitions and help them live out their retirement vision. This is the nature of retirement planning. The process includes a vast array of considerations that demand a close look at strategies that specifically apply to the unique retirement vision of the families served by Heritage Wealth Management. As wealth advisors, F. Todd Schwendiman and Dallin Schwendiman reveal those considerations in their how-to guide, Heritage Peak Retirement: The View From the Summit Can Be Amazing! Todd and Dallin detail the elements they carefully evaluate as part of their Heritage PEAK Retirement Plan process, noting these concepts: Preservation of Legacy Elevate Health Care Altitude of Income Keep Your Money As active outdoors enthusiasts familiar with Utah's breathtaking Wasatch Mountain range, Todd and Dallin act as sherpas who help you navigate and understand the ever-changing financial terrain of retirement.