This one is the only Real Finance Engineering Book, written by Engineering & Business Experts with strong Accounting Maths. It comes from a very long world wide experience, analyzing more than 100,000 Corporate Balancesheet and Income Statement reports, in conservative IFRS (International Finance Reporting Standard) and GAAP (Generally Accepted Accounting Principles) of 9,000 days works as Financing Banker, plus Business CEO expert & fresh Engineering views. This is a manual for healthy Corporate Governance assurance dan practical business management. It is best for Government Authorities, Accounting Regulators, Business Owners & Small Public Investors (all majority & minority share holders as well). This is not just a tool for making debt instrument unrelated to daily Corporate Finance. This only good for sincere Directors & Executive, and truly bad for the lazy and /or incapable one. The nicest thing about it, is that only requires simple Junior High-school Algebra. We just need to be consistent with its less number treatment of constellations. Its saddest part is that many professors and doctors are no longer able to understand Junior High-school Algebra, and hiding in Accounting jargon. Please go back to its Introduction for glossary, at anywhere inside the book, so then we can still understand what are those mean with simple Algebraic Rule there. We try to avoid some sentences multiplied, added, eliminated divided, rooted or powered by another sentences, that make many traditional finance book successful (delivering few simple things, seen as difficult and scary), but less useful.