Sheraz Ahmed works as an Associate Professor at the School of Business and Management (LBM). He completed his doctoral degree in Economics and Business Administration at the Hanken School of Economics in 2009.majoring in Financial Economics. He has served on the committee of a master's degree program in Strategic Finance and Analytics since 2011 and as a co-director since 2021. He currently teaches financial theory, valuation, international financial management and empirical research in finance at LBM. He also supervises post-graduate dissertations in Finance and Analytics. He is an active researcher and publishes within the themes of international finance, asset pricing, corporate governance, and earnings management. John Agyekum Addae is a Ph.D. researcher in Economics at LUT University, Finland. He received an MSc. in Development Finance from the University of Ghana and an MSc. in Microfinance from the University of Cape Coast. He is a lecturer in Banking and Finance at Ghana Communication Technology University. He has worked in both academia and industry, including serving as a retail banker at Agricultural Development Bank and participating in projects funded by World Bank, USAID, European Union, and the Government of Ghana. Prof. Addae is also a Chartered Banker with a keen interest in Financial Technology, Digital Currencies, Digital Economy, Risk Governance, and Development Finance. Among the journals in which his work has appeared are Journal of Hospitality and Tourism Insights, International Journal of Bank Marketing, and The Learning Organization. Kwame Simpe Ofori is an Assistant Professor of Finance at the International University of Grand Bassam in Côte d'Ivoire. He has taught courses in the areas of Finance and Telecommunications Engineering. His research interests lie at the intersection of Technology and Business. He is particularly interested in technology adoption, trust in online systems, and the dark side of internet technology. His papers have appeared in Information Technology & People, Marketing Intelligence and Planning, International Journal of Bank Marketing, Total Quality Management and Business Excellence, Society and Business Review.