Thomas Walker is Professor of Finance at Concordia University, Canada, and previously studied at Washington State University, USA. Prior to academia, he worked for several years in the German consulting and industrial sector at Mercedes Benz, Utility Consultants International, Lahmeyer International, Telenet, and KPMG Peat Marwick. Dieter Gramlich is Professor of Banking & Finance at DHBW - Baden-Wuerttemberg Cooperative State University in Heidenheim, Germany, where he serves as Head of the Banking Department. He previously studied at the University of Mannheim and was an interim professor and Chair of Banking and Finance at the University of Halle in Germany. Mohammad Bitar is Assistant Professor of Finance at Nottingham University Business School, UK, where he teaches banking and FinTech courses. Previously, Mohammad taught at the John Molson School of Business at Concordia University, Canada, and studied Finance at Grenoble Alps University, France. Pedram Fardnia is a PhD candidate and staff researcher at the John Molson School of Business at Concordia University, Canada. Among others things, his research focuses on corporate governance issues within the finance sector, with a specific focus on the aviation industry.