A credit score will depict a consumer's creditworthiness. The higher the score, the better a borrower looks to potential lenders. This score is based on credit history: number of open accounts, total levels of debt, and repayment history, and other factors. This book gives other hidden secrets to your credit score. It includes instructions for managing debt and improving your personal and business profile. Learn about together: - Breaking down how credit cards work - and how they were designed to keep you in debt - The top things that damage your credit score (and how to avoid them!) - Step-by-step ways to improve your credit score and begin seeing the results - Exploring the details of a credit relationship, rating agencies, and credit offices - How, when, and who to ask for a loan - Highly-effective strategies for improving both your personal and business credit scores - And so much more!