Build your credit profile in the best way so that you avoid mistakes and gain respect. Easy to read, down to earth. By the time you finish, you will know more about how the credit system works than 98 percent of the U.S. population. You will be in control of your own credit score. With top tier credit, you save tens of thousands of dollars on everything from auto insurance premiums to mortgage interest rates.Guidance from one of America's top and most beloved credit and mortgage experts, the author of Repair Your Credit Like the Pros. Carolyn Warren has been called a blessing, a godsend, and the Mother Theresa of mortgage loans. Bob Brinker of "Money Talk" radio rated her work "a 12 out of 10." Perfect for young adults opening their first credit cards, immigrants to the U.S., or anyone who wants to become an expert in how the credit scoring system works and take total charge of their own finances.