George Kamel is a Ramsey Personality and personal finance expert. Following Ramsey's proven money plan, George went from negative net worth to a millionaire in under 10 years. Since 2013, he has served on the Ramsey team, speaking across the country, and now frequently co-hosts The Ramsey Show. George also co-hosts top-ranked podcast Smart Money Happy Hour on the Ramsey Network. His goal is to help people spend less, save more, and avoid money traps so they can live a life with more margin, options and freedom. George and his family reside in Franklin, Tennessee. Dave Ramsey is America's trusted voice on money and business. He's a #1 National bestselling author and host of The Ramsey Show, America's 2nd largest radio show, The Ramsey Show Podcast, with over 1.5 billion downloads, and The Ramsey Show YouTube channel, with more than 1 billion views. Dave's eight national bestselling books include The Total Money Makeover, Baby Steps Millionaires, and EntreLeadership. He has appeared on Good Morning America, CBS This Morning, Today, Fox News, CNN, Fox Business and many more. Since 1992, Dave has helped people take control of their money, build wealth, and enhance their lives. He also serves as CEO of Ramsey Solutions. Dave and his family reside in Franklin, Tennessee.