Joseph G. Caplan started as a Barrister at Law practicing in London, England. Due to his father’s illness, he had to leave law practice, and became a rag merchant in a poor district of London. After his father returned to the rag factory, Joseph became a money lender. Ambition led him further, and he became the CEO of a bank on the stock market with 22 branches, resulting in much wealth and success until the economic crash in the seventies when he lost everything. In 1977, Joseph came to the USA, where he graduated from Seminary with degrees in Theology. He became a pastor and Bible teacher in Los Angeles before losing his first wife Valerie, the love of his youth, to cancer in 1993 after over thirty years of marriage. Joseph currently lives in Portsmouth, VA with his wife, Elaine.