Arrogant. Womanizing. Jerk. He thinks he's god's gift to women. She thinks he's a sex-mad jerk. Xavier Stone can, and often does, have any woman he wants. Except for Isabel Laronde. That chick is something else. And right now, she's not interested. Xavier is used to winning and he seeks to prove himself by placing a bet: $10K to win Isabel over and to get her into his bed. Piece of cake. Except that Isabel is mistrusting of the rich and privileged, and Xavier represents everything she hates in a man. Yet, despite her best intentions, her defenses crumble and her resistance falls to the wayside faster than her panties. But, she should have listened to her gut. She should have stayed away. First impressions are rarely wrong and this man was trouble right from the start.