First Wisdom, Then Wealth Many people travel through life without ever creating a financial plan. They may be "too busy" or think it's "too complicated." However, having a plan can significantly improve your peace of mind and allow you to pursue your dreams to and through retirement. In SIMPLIFY YOUR RETIREMENT, Stephen Stricklin addresses those who understand the importance of having a plan and who want freedom from financial worries. He details the "Five Principles of Financial Planning" 1. No investment decisions outside the context of the plan. 2. The plan determines the products. 3. Don't let your portfolio take a HIT (health care, inflation, and taxes). 4. Protect the income; grow the rest. 5. Financial peace comes from having a plan. This book is for people who have investments, but do not have a plan. It's for people who have a goal to retire, but want to know what to do in order to get there and then enjoy it.