REAL-WORLD SOLUTIONS FOR SMALL BUSINESSES STRUGGLING TO MANAGE THEIR CASH Is your business profitable - yet still you never seem to have enough cash? Do you find yourself not knowing what to do with the cash you do have? Are you constantly wondering whether you're going to make payroll? Are your vendors going unpaid and threatening to cut off your supplies? Are your subcontractors refusing to work unless you pay them up front, worsening your already precarious cash situation? Are your company credit cards and lines of credit maxed out, with no hope of borrowing more? Are your employees irritable because you've reduced their benefits, and it's been years since they've had a raise? Are you irritable because you can't stop worrying about money? Are you wasting your precious dollars on interest and late fees, making it impossible for you to ever catch up? Have you just started your business and find yourself running out of capital already? Do you find yourself thinking, "I know we could succeed if only we could only pull ourselves out of this hole!" If so, the Managing Cash When You Haven't Got Any series is for you! These books don't delve into abstract accounting theories or conceptual finance; instead you will learn practical, real-world strategies for creating a workable cash management plan and for managing your relationships with your vendors, employees, and clients in a cash-poor environment. This paperback edition contains the first three books in the series: Volume 1: Dealing with Vendors Volume 2: Managing Personnel Volume 3: Managing Accounts Receivable and Payroll