The Wealth Habit

Wealth doesn’t start with money, it starts with a habit.

Most people think that wealth is reserved for the lucky few-those born into privilege, gifted with an entrepreneurial streak, or naturally skilled with money. But the truth is, financial success isn’t about luck-it’s about habits.

The Wealth Habit is a groundbreaking, behaviour-driven approach to wealth-building that rewires the way you think about money, turning financial success into a series of tiny, effortless, repeatable actions. Instead of overwhelming readers with rigid budgets or complex investment strategies, this book reveals how small, daily financial moves compound into life-changing wealth – no matter where you start.

Whether you’re struggling with money, looking to break free from the paycheck-to-paycheck cycle, or searching for a stress-free, automated way to build wealth, this book gives you a clear, habit-based roadmap to make financial success inevitable.

Start small. Repeat often. Let the habit lead the way.

Author Biography

Ken Okoroafor is married to Mary and they have two sons. Together, they achieved financial independence by age 34, 100% debt-free, having paid off their mortgage in 7 years. They are the authors of the Instant Sunday Times Bestseller, Financial Joy. They are also the award-winning founders of The Humble Penny and Financial Joy Academy. Ken is a Chartered Accountant, Cambridge MBA and former CFO who started life aged 14 as a first-generation immigrant to the UK with no money. He’s an international speaker at companies and keynotes public events and conferences. Clients include Netflix, Meta, Amazon, Google, Expedia, S&P Global, Macquarie, Ogilvy, Slaughter and May, etc.