Rich Habits

This book is a MUST for anyone who has anything to do with money. It’s for the individual, the business owner and the policymakers.
The ability to make money and the ability to control money are two very different skills. Tony Melvin had mastered the skill of making money at an early age, yet despite this ability, he found himself in massive debt. At the age of 28, after selling all of his assets, he still owed over $300,000 with no income, no job and no place to live!
It was at this turning point in his life he realized he had poor habits. He also realized he had never been taught how to control money.
Overcoming all the odds, Tony repaid his debt and avoided bankruptcy. But his greatest triumph was discovering the Rich Habits.
15 years later Tony has taught and helped thousands implement the Rich Habits, eliminating debts and rising toward being truly rich.
Now, for the first time, all 22 Rich Habits are clearly defined and explained as he takes you on an inspiring journey of victory.
WHAT YOU WILL LEARN:

• The 3 things you must do to be Rich.
• How to control your money.
• The two different types of debt.
• How to get rid off credit cards and personal loans.
• How to negotiate with banks and lenders to eliminate debt fast.
• How to communicate with creditors (with example letters).
• How to deal with legal firms.
• How to handle debt collectors.
• How to avoid going bankrupt.
• How to organize your life and minimize stress.
• How to achieve your financial goals.
• How to develop successful money habits.
• How to play the game of investing and WIN!

“No matter where you are right now, no matter what financial turmoil exists around you, no matter what you have lost, you can build yourself back up again by realizing there is a way and that you can do it.

If you do, if you apply what I’ve written here, you will not only make it but this time you’ll be stronger than ever before because of your experience.“
- Tony Melvin

Author Biography

Born in the UK in 1973, Tony Melvin grew up with a passion for business. He founded his first “enterprise” around the age of 10 years old: a car washing business. His younger sister Catherine and friend Julia were the hired help. Tony was the salesman. Despite the business having only one client and lasting only a single day, he never forgot how easy it was to make money solving people’s problems. Since then, Tony has learned the ropes of business and finance from his studies and experience. Over the past 20 years he has travelled Australia and Asia teaching finance and business principles to thousands. As managing director, he helped build the fastest-growing accounting firm in Australia, and during that same period he co-authored three best-selling finance books. While Tony is a successful business man and investor, he considers himself first and foremost an educator. Considered by many an authority on finance matters, Tony is regularly interviewed and quoted in the press. As a result, Tony is a sought-after speaker. Today, Tony is focusing his energy on educating people about the Rich Habits. He believes that everyone can truly prosper with the right knowledge and skills. For more information or to request Tony as a speaker, visit TonyMelvin.com