You work hard for your money. We all assume we don't have enough but the real question should be WHAT DO WE DO WITH OUR MONEY? Join the author, Kirk White, in a meaningful conversation about money...yours and his. This easy to follow conversation touches on all aspects of money, how you earn it, how you spend it and how you save it. Kirk will engage you in the pitfalls of debt, planning your financial future, maximizing your buying power and easy ways to set aside money. This is not a get rich quick book. It is a book about common every day decisions about your money. Long term planning can produce great results, even on modest incomes. If you have the "Oh well, maybe sometime" attitude you may well be sentencing yourself to a lifelong money struggle. Read this book and follow easy suggestions and you will truly improve your life. Kirk White has appeared internationally on TV, radio and numerous guest speaking engagements talking about the simple fine points of personal money control. He is not pitching get rich quick schemes. He preaches about the values of the money you already earn and how to unlock the potential already in your hands. What is the main challenge to your financial peace of mind? There is likely a simple solution but sometimes it may need a tough decision.