PHIL RICH, EdD, MSW, is an experienced psychotherapist who haspracticed for over twenty years. He has taught at the graduate andundergraduate levels and led professional workshops. He was born'and raised in London, England, and now lives with his family inAmherst, Massachusetts. DOROTHY MADWAY SAMPSON, MSS, LCSW, is a psychotherapist who iscertified as a trainer in preretirement education and planning andhas given training workshops throughout the country. She is amember of the Community Board of Advisors of the Stein Institutefor Research on Aging at the University of California at San Diego.She and her husband have shared the experience of retirement forthree decades. DALE S. FETHERLING was a reporter and editor for twenty-five yearswith the Los Angeles Times and other major metropolitan newspapers.