Savings for the Poor

The Hidden Benefits of Electronic Banking

By:

Michael A. Stegman

Format:

Paperback / softback

Series:

James A. Johnson Metro Series

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Description

At the beginning of 1999, federal payments began to be made via electronic funds transfer (EFT); the motive behind this move was a drive towards efficiency and cost-cutting. In this text, the author argues that the initiative has a far broader potential: to bring poor Americans into the banking mainstream. "Savings for the Poor" outlines how many families w ill enter the mainstream system through EFT'99, as the programme is called. Stegman proposes that it be combined with a programme of national Individual Development Accounts (IDAs) - dedicated savings accounts for low-income people that can be used for purchasing a first home, acquiring more education or job training, or starting a small business.

Author Biography:

"Michael A. Stegman is professor of public policy and director of the Center for Community Capitalism in the Kenan Institute of Private Enterprise, University of North Carolina at Chapel Hill. He was previously Assistant Secretary for Policy Development and Research at the U.S. Department of Housing and Urban Development. Joseph I. Lieberman is a former United States Senator from Connecticut."

Release date NZ

September 1st, 1999

Author

Michael A. Stegman

Audiences

Postgraduate, Research & Scholarly
Professional & Vocational
Undergraduate

Contributor

Foreword by Joseph I. Lieberman

Pages

232

Series

James A. Johnson Metro Series

Dimensions

152x229x15

ISBN-13

9780815780939

Product ID

7642399

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