Skip tracer Tommy Nowak (Clint Eastwood) is tracking Lou Ann McGuinn (Bernadette Peters) for a bail bondsman in California. Lou Ann is also being chased by her husband Roy McGuinn (Timothy Carhart) and his birthright/neo-nazi friends for taking their counterfeit money.
Nowak eventually captures Lou Ann in Reno, but agrees to stop at her sisters on the way back to see her baby. There she finds her husband and his whacked out friend. A struggle begins and Roy takes off with her baby. Now it's up to Tommy to get the baby back.