Excerpt from Latter-Day Problems My attention was drawn to the valuation of rail ways, and the chapter in this volume on that comparatively unstudied subject was the result of an attempt to apply general principles to concrete conditions. The question of insurance of deposits has entered into our politics, and been adopted in several States. As the studies on that subject have been asked for and circulated in consider able quantities in some States, it has seemed well to add them to this collection in book form. Thus, with the discussion of government and bank-notes, the later chapters must appeal most to the banking public, while the earlier chapters appeal to the wider constituency who wish to help the poor to a higher level of comfort. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.