Scared to answer the phone? Dont worry! Just play the special Sound Effects whenever these clowns call. You will have a ball! Learn: The CIA Paranoia Ploy; The Farting Fiasco; The Multiple Personality Manoeuvre and many more! Thats right. If they demand their money, all you do now is act funny. Makes creditors hang up and never call again! Book comes with FREE downloadable Sound Effects.