Now, you can finally end the cycle of bad credit and get back on your feet by following the step--by--step advice and tools in Credit Repair Kit For Dummies, 2nd Edition. You'll find out everything you need to know about creating a solid plan to get your credit back on track. You'll discover how to find your credit report, review all of the information in it, and learn how you can repair and spruce it up. You'll learn how to communicate with creditors and how to budget so that you can pay your bills in full and on time. You'll learn how to apply these credit strategies to all life situations, from building credit with your life partner to financially surviving a divorce, unemployment, and student loans. You will find out how to safe--guard your identity so that other people don't damage your credit.
Find out how to: * Take charge of your credit* Get help from credit counselors* Request copies of your credit report* Know how to interpret your credit report and credit score* Avoid foreclosure* Communicate with collectors, lawyers, and the courts* Manage medical debt* Safe--guard your identity Complete with lists of ten tips to avoid identity theft and reduce damages, ten ways you can prevent foreclosure, ten methods for establishing and improving credit, and ten strategies for handling financial emergencies, Credit Repair Kit For Dummies, 2nd Edition is your one--stop guide to improving and maintaining your credit score and protecting your identity. Note: CD--ROM/DVD and other supplementary materials are not included as part of eBook file.
Table of Contents
Foreword. Introduction. Part I: You Can't Fix Something You Don't Understand: A Credit Owner's Manual. Chapter 1: The Lowdown on Credit Essentials: Just What You Need to Know. Chapter 2: The 4--1--1 on Credit Repor ts and Scores. Chapter 3: Getting Help for Free. Chapter 4: Identifying Credit Issues for the Underbanked and Newcomers. Part II: Navigating with Your Own Credit GPS. Chapter 5: Getting a Copy of Your Credit Road Map. Chapter 6: Understanding the Parts of Your Credit Report. Part III: Houston, We Have A Problem: Doing Damage Control. Chapter 7: Sprucing Up Your Credit Report. Chapter 8: Making Bad Credit and Debts Behave. Chapter 9: Avoiding a Foreclosure. Chapter 10: Get ting the Best You Can from Collectors, Lawyers, and the Courts. Chapter 11: The New Bankruptcy, It's Not Your Father's Oldsmobile. Part IV: Transforming Your Credit from Bad to Beautiful. Chapter 12: Getting Your Credit Back in Good Shape. Chapter 13: Budgeting for Your Future. Chapter 14: Minimizing the Effect Life Events May Have on Your Credit. Chapter 15: Safeguarding Your Identity from Theft. Part V: The Part of Tens. Chapter 16: Ten Tips for Avoiding Identity Theft or Reducing Its Damage. Chapter 17: Ten Ways to Keep Your Home from Foreclosure. Chapter 18: Ten Ways to Make Your Credit the Best It Can Be. Appendix A: Glossary. Appendix B: About the CD. Index.
Steve Bucci is the President of Money Management International and a nationally syndicated columnist for the financial mega--site Bankrate.com.